christian ethical INVESTment

Green Pastures operates an ethical investment programme. We purchase properties for the homeless to be housed and supported by a local church. This is funded through unsecured loan stock and bank finance. We pay investors up to 5% p.a. to end homelessness.

Your investment in Green Pastures finances the next house to house and support the homeless. This is a tangible way you can house and care for the needy and receive an attractive return.

Please click on the "Request Loan Stock" button below to receive further information.
“Truly ethical investments are very hard to come by and this is the best that I have come across.”
Richard Norridge, Solicitor
WHY I INVESTED
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WHY I INVESTED?
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WHY I INVESTED
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INVESTORS
1215
invested
£34m
invested 19/20
£7m
MIN. AMOUNT
£1,000
min. term
1 year

INVEST infoRMATION

In 2010 Green Pastures formed Green Pastures Community Benefit Society Limited (CBS) which is an Exempt Charity registered with the Financial Conduct Authority (FCA). Through this vehicle, the CBS commenced issuing loan stock to investors.

Subscriptions for loan stock inject cash into the CBS which uses the money to purchase and build property, often in conjunction with other sources of finance.

Investors select an interest rate in the range of  0% - 4% p.a. for investments of 1-4 years, or in the range of  0% - 5% p.a. for terms of 5 years and over. By selecting less than the maximum return, we can house more homeless people. A CBS does not attract stamp duty, allowing more homeless people to be housed.

Click "Request Loan Stock Form" button & receive our application form.

INVEST faqs

INTEREST RATE QUESTIONS

You can select an interest rate between 0% and 5% per annum if the term you select is for 5 years or longer. If your term is 1 - 4 years you can select an interest rate between 0% and 4% per annum.

The lower the interest rate you select, the more homeless people we can house & support. 

The interest rate is fixed for the length of the term. Use our loan calculator to the right to see how many people your investment will assist.

What does "unsecured" mean? 

Green Pastures issues unsecured Loan Stock. Unsecured means that your money is not secured against any property (in the way that a mortgage is). Loan stock subscriptions are unsecured because securing properties against loan stock would interfere with CBS’ ability to obtain mortgages and bank finance. Furthermore, refinancing property every time investments matured would be impractical. Loan Stock is a vital ingredient in funding the expansion of CBS because we can obtain only about 65% of the cost of a property by way of bank loans. Without the loan stock the operation would stagnate, and we are always so grateful for the support that is received via the Loan Stock.

Age & from what country?

Loan Stock applicants must be at least 16 years of age. (see 1. of Loan Stock Terms and Conditions when you have accessed our Loan Stock Application form).

In principle you can be a resident anywhere in the world to invest in Green Pastures Loan Stock, you do not need to be British. You will need, however, to check your local investment regulations and tax requirements to check that you are allowed to invest overseas.

MIN & MAX term?

The minimum term is 1 year and maximum term is 30 years. Investing for a longer term assists Green Pastures in our financial planning and our ability to access funds from other sources (bank loans & mortgages).

MIN & MAX INVESTMENT?

Minimum: £1,000. No maximum investment. To date, the most we have received from a single investor is more than £400,000.

"We want to save money for the future with a good rate of interest and we are thrilled that there is a way to do this that invests in such a brilliant work for good."
Catherine East
"We want to use the money God has entrusted us with to bless others."
Jenny & Andrew Flannagan
"Truly ethical investments are very hard to find and this is the best that I have come across."
Richard Norridge
"It’s quite hard to find ethical investments and Green Pastures allows us to use our resources to expand His kingdom. It has also blessed us with spiritual and financial rewards as well as the opportunity to see God moving in other people’s lives."
Clive Parsons
"Excited to discover the church engaging with social problems in an intelligent way."
Jessica Keeble
"I asked God to show me what to do with the inheritance I was expecting, then the Green Pastures advert "jumped out" at me. It builds God's kingdom, and also helps me. I think the risk is worth it for the benefit it gives to a homeless person."
Carol Punshon

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