How did we work this out?
Our financial model is based on 30% of our purchasing capital coming from Loan Stock and 70% coming from mortgages. It currently costs approximately £35,000 to purchase a home for one person, so an investor buying £10,000 of loan stock provides a home for one person. To calculate the total number of people housed we take your total investment and divide it by 10,000.

Less than 5%
If you choose an interest rate lower than 5%, the forgone interest acts as a surplus within our model. We use this surplus to assist the growth of Green Pastures towards the goal of eradicating homelessness. Our growth costs average at £369 per home, per year. If you choose lower than 5% we calculate your total forgone interest, divide that by 369 and add it to the total. 

Please note
This is an approximate calculation of your return and the people housed. The calculator assumes that you will take your interest annually. The total return is the number of years x the annual return.

Bank Finance
GP decides whether to take out mortgages dependant on funds and terms available therefore house purchases may sometimes utilise loan stock funds only.